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Take Home Pay Calculator 2025/26

Calculate your net income after all tax deductions including Income Tax, National Insurance, and Student Loan repayments.

Enter Your Income Sources

Comprehensive Take Home Calculator

This calculator combines salary, self-employment, and dividend income to give you a complete picture of your take-home pay after all deductions.

Student Loan Thresholds 2025/26

Plan 1 (pre-2012)9% over £26,065
Plan 2 (post-2012)9% over £28,470
Plan 4 (Scotland)9% over £32,745
Plan 5 (post-2023)9% over £25,000
Postgraduate6% over £21,000

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