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For Financial Advisors

Tax Return for Financial Advisors

Complete your Self Assessment in 8 minutes. Claim all your allowable expenses and submit directly to HMRC.

  • Track fee and commission income
  • Professional fees support
  • Compliance cost tracking
  • MTD-ready for 2026

Example Tax Calculation

Based on typical financial advisors earnings £65,000/year

Gross Income£65,000
Expenses6,000
Taxable Profit£59,000
Income Tax£9,286
National Insurance£2,786

*Illustrative example based on 2024/25 tax rates. Your actual tax depends on your specific circumstances.

Allowable Expenses for Financial Advisors

Claim these tax-deductible expenses to reduce your tax bill

Professional Subscriptions

CII, CISI, PFS, or other professional body fees.

Tip: Keep renewal receipts each year.

Professional Indemnity Insurance

PI insurance required for financial advice.

Tip: Insurance premiums are fully deductible.

FCA and Compliance Costs

FCA fees, network fees, and compliance software.

Tip: All regulatory costs are deductible.

CPD and Training

Mandatory continuing professional development and qualifications.

Tip: Keep certificates and receipts.

More expenses you can claim

Home office costs
Phone and internet
Client portal software
Travel to clients
Marketing and website costs
Research and data services

How to File Your Tax Return

Follow these simple steps to complete your Self Assessment

1

Gather Your Documents

Collect income records, receipts, and expense statements

2

Enter Income & Expenses

Add your earnings and claim allowable expenses with our guided flow

3

Review Your Calculation

See exactly how much tax you owe with real-time calculations

4

Submit to HMRC

File your tax return directly to HMRC in minutes

Key Deadlines for 2024/25 Tax Year

Don't miss these important dates

5 April 2025

Tax Year Ends

Calculate your final income and expenses

5 October 2025

Register for Self Assessment

If this is your first year self-employed

31 January 2026

Online Filing Deadline

Submit your tax return and pay any tax owed

6 April 2026

MTD Starts (£50k+)

If your income exceeds £50,000, you must use MTD software

Late Filing Penalties

1 day late: £100 fixed penalty

3 months late: £10/day up to £900

6 months late: 5% of tax owed or £300 (whichever is higher)

12 months late: Additional 5% or £300

Plus interest on any tax paid late. Avoid these costs by filing early with QTax.

Frequently Asked Questions

Answers to common questions about tax returns for financial advisors

Do IFAs need to register as self-employed?

If you work independently and earn fees or commission, you must register for Self Assessment.

Can I claim FCA fees?

Yes. FCA fees, network fees, and compliance costs are allowable expenses.

What about professional qualifications?

CII, CISI exams and ongoing CPD are deductible business expenses.

Related Guides

Explore tax guides for similar professions

Ready to File Your Tax Return?

Join thousands of UK financial advisors who trust QTax for their Self Assessment